About us
Microcredit company “Universal Credit” (formerly “Universal Finance & Credit”) is a microfinance organization created in the form of a limited liability company and operating in accordance with the legislation of the Kyrgyz Republic since 2006.
Currently, the Company is among the top 10 microfinance companies in terms of loan portfolio volume, number of clients served and capital.
The head office of the Company is located in Bishkek; in addition, there are 5 branches in the Chui region and one branch each in Osh and Issyk-Kul regions.
“Universal Credit” is an active member of the Association of Microfinance Organizations – AMFO and the Association of Credit Information Users.
For 18 years, the Company has been constantly growing, expanding its customer base; during this time, about 120 thousand loans were provided for a total amount of 6,382 billion soms (about 74 million US dollars).
Social responsibility
The Company is responsible for the impact of our activities on society and the environment through transparent and ethical business practices. Our activities contribute to sustainable development, including the health and well-being of our customers.
Our mission
provide ACCESSIBLE, convenient and fast microloans that help meet the needs of clients, develop their business and INCREASE THEIR WELL-BEING.